Switch your payments. Keep your software.

A free Chrome extension. Open an invoice, take the card or bank payment on your own merchant account, and it posts back as paid.

  • $0 to use
  • No new software
  • Card numbers never touch it
SwitchKeep Pay reads invoice #1042, takes a $480.00 card payment and posts it back, so the invoice shows Paid. Sample invoice.
  1. Read

    Pulls the customer, invoice number and balance.

    customer
    Dana Whitfield
    invoice
    #1042
    balance
    480.00
  2. Pay

    Card or bank, through your processor's secure fields to your merchant account.

    method
    card ···· 1111
    account
    yours
    amount
    480.00
  3. Post

    Marked paid on that invoice. Anything that can't post gets flagged in the portal.

    payment
    → #1042
    status
    paid
    balance
    0.00
What a card payment and a bank payment cost, by how you take them
Built-in payments 2.9–3.5% 1%, $50 on a $5,000 job
Your own merchant account, typical all-in 2.1–2.4% Usually a few dollars
SwitchKeep Pay and the merchant portal $0 $0

Published rates and typical merchant-account costs, Oct 2026. See the sources.

What is SwitchKeep?

SwitchKeep takes payments right in your browser, for any business that sends invoices. It's a Chrome extension: it reads the invoice open in the web-based software you invoice from, charges it by card or bank through your merchant account, and posts the payment back to that invoice. It comes with a merchant portal. It isn't a processor.

How much does SwitchKeep cost?

Nothing to use: the SwitchKeep extension and the merchant portal are free, and you never get a bill from us. We're paid through a share of card processing, which usually costs you less than your software's built-in payments.

Do I have to change processors?

Yes. SwitchKeep runs on a merchant account we set up for you through SwitchKeep Direct, which is a new processor for you. Want to keep yours? Your software's built-in payments are the way to do that. How setup works.

Get started Talk to a person hello@switchkeep.com

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