Getting paid $5,000 by bank shouldn't cost you $50.
Built-in payments typically take 1% of every bank payment and 2.9–3.5% of every card. On your own merchant account, a bank payment usually costs a few dollars, a card 2.1–2.4%. SwitchKeep takes both right from the invoice, in Chrome.
- No fee from us. We're paid from the processor margin on your statement.
- Your software stays as it is.
- Card numbers go to your processor, never your software. Security
Three steps, right on the invoice.
-
Read
Pulls the customer, invoice number and balance.
- customer
- Dana Whitfield
- invoice
- #2318
- balance
- 480.00
-
Pay
Card or bank, through your processor's secure fields to your merchant account.
- method
- card ···· 1111
- account
- yours
- amount
- 480.00
-
Post
Marked paid on that invoice. Anything that can't post gets flagged in the portal.
- payment
- → #2318
- status
- paid
- balance
- 0.00
Free for merchants.
Estimate what you'd save How pricing works
Pass-through pricing on your own account. You never get a bill from us. We're paid through a share of card processing, which usually costs less than built-in payments.
Published rates and typical merchant-account costs, Oct 2026. See the sources.
Questions
What is SwitchKeep?
SwitchKeep takes payments right in your browser, for any business that sends invoices. It's a Chrome extension: it reads the invoice open in the web-based software you invoice from, charges it by card or bank through your merchant account, and posts the payment back to that invoice. It comes with a merchant portal. It isn't a processor.
How much does SwitchKeep cost?
Nothing to use: the SwitchKeep extension and the merchant portal are free, and you never get a bill from us. We're paid through a share of card processing, which usually costs you less than your software's built-in payments.
Do I have to change processors?
Yes. SwitchKeep Direct, our merchant-account program, opens a merchant account in your business's name. That's a new processor for you. Want to keep yours? Your software's built-in payments are the way to do that. How setup works.
Does it work with your software?
Partners: Consultant or bookkeeper Referral partner Sales agent