For pest control companies
Payments for pest control companies, on your own merchant account.
Quarterly services, monthly plans and one-time treatments are invoiced from the software you already route and schedule in. Each payment pays a fee.
Where the fees go
Built-in payments typically charge 2.9–3.5% per card and 1% per bank payment.
Your own merchant account typically runs about 2.1–2.4% on cards all in, and a few dollars per bank payment (published rates and sources). For pest control companies, that shows up here:
Many small recurring payments
Quarterly and monthly plans mean the flat rate, and any per-payment fee, repeat all year.
Termite and one-time treatments
Larger treatments pay the same percentage as a routine service.
Autopay customers
Saved cards usually stay with the built-in processor until customers pay again.
The math
One example: a $1,500 termite treatment.
Illustrative. The built-in rate is a common published one, 2.9% + 30¢ (sources). 2.25% is the middle of what a small business typically pays all in on its own merchant account (Merchant Cost Consulting). Your rate depends on your cards and your account.
| Paid by | Built-in | Own account |
|---|---|---|
| Card | $43.80 | about $33.75 |
| Bank payment | $15.00 | a few dollars |
About $10.05 less on this card payment. It isn't always cheaper: below about $43,000 a year in cards, account fees can eat the difference, and a mix heavy in Amex or business cards costs more anywhere. Estimate yours
How it works in your day
Same software, same invoices. A Pay button on each one.
SwitchKeep Pay runs in Chrome beside the software you already invoice from. It reads the open invoice, takes the payment on your own merchant account and records it on that invoice. Nothing else in your software changes.
Service plans
Recurring charges on saved cards, with each customer's consent on record.
After the visit
The tech emails a pay link from the merchant portal on their phone. Reminders follow if it isn't paid.
In the office
Payments are recorded on their invoices, so route and billing stay in your software.
FAQ
Questions.
Do small recurring payments save much?
Less per payment, but it adds up across a year of service plans. A statement review shows the total for your mix.
Do I have to move every autopay customer at once?
No. Customers move one at a time, the next time they pay, at your pace.
Do I have to change my software?
No. You keep your software, your customers and your invoices. SwitchKeep takes the payment and records it on the invoice.
What does SwitchKeep cost?
Nothing to use: the extension and the merchant portal are free, and you never get a bill from us. We're paid through a share of card processing.
See your own number.
Send a recent processing statement. We'll price the same month on your own merchant account, line by line.