For ISOs and agents
Stop losing merchants to their software.
Merchants collect from the invoice on the gateway you boarded. Every payment is recorded automatically.
- Your gateway
- Nothing to develop
- Billed per live MID
How it works
Live in four steps. No development.
-
Apply
Create a partner account. We review every application.
-
Add a merchant
Enter the MID and its gateway keys. Keys are checked and encrypted.
-
Connect the webhook
One real transaction confirms it and the MID goes live.
-
Invite the merchant
They add the Chrome extension and collect from their invoices.
Built for any software your merchants invoice from in a browser. If it's new to us, we connect it before they switch. Tell us what they use
Why partners
Your answer to software-bundled payments.
Protect your book
Merchants stay on your gateway account and your pricing.
Sell the same convenience
In-software payments, on the processor and merchant account you set up.
We maintain the connections
To merchant software and gateways, including when they change.
10% or less
attrition for integrated merchants, against 20% to 30% overall, in one processor executive's estimate.
Digital Transactions, 2017Third-party market figures, not SwitchKeep results.
Partner portal
Every merchant in one portal.
- Onboarding and go-live
- Value delivered, by merchant
- Reconciliation against the gateway
- Payment plans, saved cards and pay links
Security
Card numbers never enter the merchant's software.
Hosted fields
Cards are typed into the gateway's own fields.
Encrypted keys
Gateway keys are validated, then stored encrypted.
No double charges
Amounts are re-checked server-side. Retries are matched to the first attempt, so a charge isn't sent twice.
No owner data
We don't underwrite or hold SSNs or bank details.
Two ways to set up
Your merchant account comes one of two ways.
Which one depends on how you come to us. Either way, SwitchKeep Pay is free and your software stays exactly as it is.
Through SwitchKeep Direct
We set up your own merchant account
One short application. We follow it through approval, connect it and test it. The account is in your business's name, and so is the rate.
For businesses that come to us directly. This is a new processor for you.
Through your advisor or processor
Keep your processor
If an ISO, agent or payments partner already looks after your merchant account, they connect it to SwitchKeep. Your rate and your statements stay with them.
For businesses that came through a partner. Not sure yours works with us? Ask, and we'll check.
FAQ
Questions partners ask.
Will this move my merchants to another processor?
No. Charges run on the gateway account you already boarded.
Do my merchants need a new merchant account?
No. Merchants you bring keep their processor: you add the MID and its existing gateway keys. (A business that comes to us without a partner gets a new account through SwitchKeep Direct.)
What does the merchant install?
A Chrome extension. They sign in once.
Will it work with my merchants' software?
If they invoice from it in a browser, it's built for it. Tell us what they use; if it's new to us, we connect it before you onboard them. Software installed on a desktop isn't supported yet.
I'm a sales agent. Does this work for me?
Yes. If you board through an ISO, choose "Sales agent" on the application: you get a referral link, and your ISO boards the merchants. Have your own gateway keys? Apply as an ISO.
What if a payment can't be recorded?
The payment is still taken and saved. The portal flags it for follow-up.
Pricing
One fee per live merchant.
- Billed to you monthly, per live MID
- Billing starts when a MID goes live
- Your merchants never get a bill from us
Apply in a few minutes.
We review every application. Then you start adding merchants.